Personal Loans

Whether you need to consolidate high-interest rate balances, fund an important purchase, or cover the next addition to your home, DEXSTA Federal Credit Union is here for you.

Credit Card Consolidation and Refinancing

With fixed terms, shorter repayment periods, and lower rates compared to other forms of borrowing, personal loans allow you to save on overall interest costs. Leveraging a free DEXSTA credit card line can help improve your credit score, allowing you to secure lower interest rates on future car loans or mortgages.

Emergency Expense

Whether it's an unforeseen medical bill or urgent home or car repairs, we've got you covered. DEXSTA delivers a quick application and approval process, with funds available the same day to tackle those unexpected expenses head-on.

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Personal Events

Get a pool of cash to pay for significant one-time events such as weddings, anniversaries, funerals, and more. Simplify your finances with a single, easy monthly payment to cover your event expenses over time.

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Home Remodeling

Access funds quickly without leveraging home equity. Unlike a HELOC or home equity loan, a home remodeling personal loan includes no upfront costs, and can be paid off in 3-4 years instead of committing to another mortgage.

Let's Find Your Financial Solution

All DEXSTA personal loans are simple interest with no prepayment penalties. Decisions are made at the branch—so you can call, walk in, or apply online, and have money in your account the same day.

Loan amounts from $500–$50,000
No fees or prepayment penalties
Flexible terms from 12-72 months
Get money same day up to 1 business day

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Checking & Share Draft

Don’t keep paying the costly fees from banks. DEXSTA offers free Checking and Share Draft accounts with features you can’t find anywhere else.

Savings & Share Accounts

With a wide variety of savings options available, DEXSTA Federal Credit Union can help you plan for your future and build a successful saving strategy. 

Child & Teen Savings

Start your kids on the road to financial success early. Help them achieve their financial goals with a DEXSTA Federal Credit Union savings program.

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